Credit Union News

The Roscrea Credit Union Quarterly Cash Draw took place on Monday last. The winner of the grand prize of €17,500.00 was Margaret Maloney.  Margaret was joined on the night of the draw by her husband Jody, her daughter Aisling and her brother Gerry.  The next draw takes place in September and once again a prize fund of €35,000.00 will be on offer.  All members of the Credit Union are entitled to join the draw which is non profit making. 

L/R: Brendan Wright, Gerry Hynes, Margaret Maloney, Jody Maloney,
Aisling Maloney & Brian King

The more members we have participating in the draw, the more spectacular the draw will become.   Further winners on the night of the draw included James Murphy Jnr (€5000.00), Mary Dunford (€3000.00), Joe Dooley €2500.00), and Patrick Treacy (€2000.00).  Prizes of €1000.00 each went to Eileen Treacy, Anne O’Reilly, Mark Delaney, Catherine Keeshan and Catherine Whyte.  Congratulations to all our participants.

A big thank you to all the young people that entered the Credit Union junior saver promotion.  The initiative was an overwhelming success and the Credit Union hope to run a similar scheme once the children return to school in September.  The winner of the Playsation 3, was Shane Breen who is pictured here receiving his prize.  There was a number of runner up prize winners including Andrew Cullen, Rachel Kirwan (also pictured) and Killian Guilfoyle. Well done one again to all our participants.  Our thanks to local photographer PJ Wright who was on hand to help with the draw.  
 

As are members are aware the Roscrea Credit Union AGM traditionally takes place at the end of each year.  However the 2009 AGM was delayed due to a review currently underway by the Irish League Of Credit Unions and by ongoing discussions with the registrar for credit unions.  The new AGM date will be announced once these discussions have concluded.  At that time we will write to members directly.  The Credit Union sincerely regrets that the AGM has been delayed and we apologise for any inconvenience that this has caused our valued members.

Like almost every financial institution around the world, recent years have proved very difficult.  Credit unions have not been immune to these challenging economic circumstances and we are equally effected by global and national financial trends.  However at Roscrea Credit Union we are working hard to continue to deliver our services to our valued members as we continue to strengthen our Credit Union which is evidenced by our nomination for a third year in succession for an award by “Excellence Ireland”.  The highly coveted Q Mark which Roscrea Credit Union holds is only awarded to companies who are committed to achieving the highest standards of quality & excellence, adhere to best practice and have a commitment to continuous improvement.

Roscrea Credit Union would like to congratulate all the students from the local national schools that were honoured and received Copping on awards at an invigorating awards ceremony in the Damer Court Hotel on Thursday last.  The Copping On Programme” is a project delivered to sixth class students in participating schools through the “Schools Completion Programme” in association with the local Gardaí.  Roscrea Credit Union’s Business Development Officer, Brian King is a Director on the SCP Board and was delighted that the Credit Union could get involved for the third year in succession in sponsoring the awards ceremony.  The Credit Union would like to congratulate Mairead Keevey who coordinated the SCP programme with her extremely dedicated assistant Samantha Fennelly.  Thanks also to Sgt Hazel Delahunt who helps facilitate the Copping on programme.   Seamus Mullaney (Roscrea Credit Union) had the privilege on Thursday last of presenting the certificates to over seventy children that participated in the initiative.

Congratulations to Gordon Hendrick.  The local aviation pilot was featured recently in the prestigious “Flying In Ireland” magazine.  The article focused on how Gordon and a group of friends rebuilt an aeroplane called the Aeronca Sedan.  The article follows the trials and tribulations of how the aeroplane was brought back to life and fully restored over the past few years.  In the article Roscrea Credit Union and it’s CEO, Ray McCarthy are thanked for helping and supporting the acclaimed project.

Roscrea Credit Union staff were delighted recently to be able to present their former colleague Sarah Doran with a cheque for over €3000.00 in aid of the Mater Hospital.  Sarah Doran along with her good friend Sarah Beasley (Credit Controller RCU) established the fundraiser last summer and since then the response has been phenomenal.  Also pictured is Darren Beckett who embarked upon a six day walk in the west Scottish highlands to help raise money for the campaign.  Congratulations to all the organisers and a big thank you to all the credit union members and well wishers for their tremendous generosity.

L/R

Pictured at the presentation were Martha Hogan, Deirdre Hogan, Darren Beckett, Sarah Doran and Marie Carroll.  Missing from photo is Joe Hyde (Lufthansa Airlines) who completed the West Highland Way with Darren.

Haiti Earthquake Appeal:

Thanks to the generosity of Roscrea Credit Union members combined with some Credit Union fundraising activities, a cheque for over €3000.00 was presented recently by Roscrea Credit Union to Deirdre Delaney representing “Concern”.  Deirdre, a native of Roscrea, works with “Concern” and is currently based in Chad. Deirdre will make sure that the money collected via Roscrea Credit Union will go directly to Haiti to help rebuild a country that was devastated by last January’s earthquake.

Roscrea Credit Union directors, staff and members were delighted to present Deirdre Delaney (Concern) with over €3000.00 recently towards the international Haiti Earthquake Appeal fund.

LR:

Maura Carroll, Brendan Wright, Tracy Hynes, Deirdre Delaney (Concern), Ena MacMahon, Sean Delaney, Helen Baggott and Patsy Treacy.

Winners of the Roscrea Golf Club “Winters League”
sponsored by Roscrea Credit Union.

Back Row L/R:

Aidan Shanahan, Donie Kealy, Jim McDonald, Liam England,
Michael Ryan and Michael Nolan.

Front Row L/R:

David Dooley (Roscrea Credit Union, Sponsors Of The Event), Jim Cummins (RGC Captain) and Liam Shanahan (Competitions Secretary)

 

Runners Up of the Roscrea Golf Club “Winters League” sponsored by Roscrea Credit Union.

Back Row L/R:

Paul Delaney, Ian Wright, Ambrose Hogan, Damien Shanahan, Fergal O’Connor and Seamus Feehan.

Front Row L/R:

David Dooley (Roscrea Credit Union, Sponsors Of The Event), Jim Cummins (RGC Captain) and Liam Shanahan (Competitions Secretary)

Roscrea Credit Union Accredited With “Phenomenal Commitment” To The Local Community

A rigorous audit of Roscrea Credit Union’s policies, procedures and strategic plan was conducted on Tuesday last by Excellence Ireland the authority responsible for issuing the Q-Mark Award in Ireland.

Once again the Credit Union rose to the challenge and had all the criteria in place to help ensure that they stay accredited to the Q-Marks governing body.

Considering that the Credit Union was nominated by Excellence Ireland as one of the best companies in the Irish Financial Sector last November, the management and staff of Roscrea Credit Union could have been forgiven for taking their foot of the pedal and presuming that the audit on Tuesday last would be a forgone conclusion.  This however was not the case and the auditor was left in no doubt as to the strength of the Credit Union’s policies and procedures and wonderful commitment to the local community.  Two items that received high praise from the Excellence Ireland auditor was the Credit Union’s involvement with the “Roscrea People Awards” which the auditor described as a “wonderful community iniaitive” and one that she would like to see implemented in her own home town.  Roscrea Credit Union’s sponsorship package of €700.000.00 to help bring the Roscrea Swimming Pool Project to fruition was described as “a phenomenal commitment to the local community” and the Auditor was delighted to hear about various social finance packages that the Credit Union has granted in recent times to help the development of clubs and voluntary organisations in both the local and wider community.

Roscrea Credit Union are optimistic that by the end of this year the Country will once again begin to show signs of sustained economic growth.  By operating through the best practise guidelines issued by Excellence Ireland, the Credit Union will continue to strengthen its capital and maintain its record of exceptional service to members while endeavouring to adhere to its motto “The Powerhouse For Community Development”.  As a result of this prudency which falls in line with good international practice, Roscrea Credit Union are positioning themselves to be in a very strong position so that they can maximise the opportunities that the economic recovery will bring.

Business closures, job losses and reduced working hours for many in Roscrea and its environs has affected many members and their financial situations.  Roscrea Credit Union is working closely with members to assist them where possible with budgeting and financial advice.  Roscrea Credit Union encourages members who find themselves in difficulties to call to the Credit Union and discuss their situation.  Leaving financial difficulties on the long finger does not help and will only exacerbate problems.

Roscrea Credit Union recognises and appreciates the loyalty and support which has always existed between its members and the Credit Union.  Every year the Credit Union receives almost maximum points in it’s Q-Mark Audit for its community support and involvement. In the last few months alone we have sponsored numerous events in the town including the very successful “Roscrea’s Got Talent”.  The Credit Union has contributed generously to the construction of the new playground in Shinrone and your local Credit Union looks forward to continuing it’s main sponsorship of Ballaghmore GAA Club and Roscrea GAA Club not to mention it’s regular contributions on an almost annual basis to numerous clubs and voluntary organisation events that are staged locally. 

The Board with the continued support of its members, management and staff is committed to continuing to provide Roscrea Credit Union members with excellent service and loans at competitive and fair rates.  The Credit Union look’s forward to hopefully getting nominated by Excellence Ireland later this year to once again compete against the Country’s leading financial institutions and become the first Credit Union to win the “Best Financial Institution” award which would be very fitting as Roscrea Credit Union was once of the first every companies across all sectors to revive the revised but extremely challenging Q-Mark award.

On Friday last, Roscrea Credit Union held its much anticipated annual school’s quiz.  Once again the quiz attracted a massive turnout with twelve national schools from the locality competing on the night. 

The competition was broken into two categories A & B representing two different age groups.  The man in the hot seat posing the questions was Brian King and the eventual winners of the two categories came from Lismackin and Dromakeenan National School’s. Both teams can be very proud of their achievements. 

The A Category winners representing Dromakeenan were Joe Ahern, Caoimhe Delaney, Aisling Shaw, and Eoin Bergin.  The runners up were Clonlisk National School and they were represented by Sean O’Rourke, Rebekah Beavans, Aoife Moloughney & Amie Cleary.

Congratulations to Dromakeenan National School winners of the Category A Section in the 2010 Roscrea Credit Union School’s Quiz.

L/R

Brendan Wright, Joe Ahern, Caoimhe Delaney, Veronica Spencer, Aisling Shaw, Eoin Bergin, Brian King and Tracy Hynes

Clonlisk National School finished 2nd in Category A of the 2010 Roscrea Credit Union, School’s Quiz.

L/R:

Brendan Wright, Sean O’Rourke, Rebekah Beavans, Aoife Moloughney & Amie Cleary, Brian King and Tracy Hynes

Winners of the B Category were Lismackin National School and representing their team was Thomas Nolan, Jordan Doyle, David Carroll, Liam Quigley. The runners up were from Dunkerrin National School and they were represented by Eoin Whyte, Mary Teehan, Anna Duane, Caitlín Kieran.

Congratulations to Lismackin National School winners of the Category B competition in the 2010 Roscrea Credit Union School’s Quiz.

Brendan Wright, Thomas Nolan, Jordan Doyle, David Carroll, Liam Quigley, Brian King and Tracy Hynes

Dunkerrin National School finished 2nd in Category B of the 2010 Roscrea Credit Union School’s Quiz.

L/R:

Brendan Wright, Eoin Whyte, Mary Teehan, Anna Duane,
Caitlín Kieran and Brain King

All winners including the runners up were rewarded with assorted plaques to commemorate their achievements as well as Credit Union vouchers and certificates.

The Credit Unions quiz is unique in that over 20,000 children under the age of thirteen, representing 32 counties and over 300 Credit Union’s nationwide take part.  This is the nineteenth successive year that the Irish League of Credit Unions has run the quiz, which continues to grow in strength and popularity each year.  The quiz is also unique in that Credit Unions from all 32 counties on the Island, participate, making the Credit Union Annual Schools Quiz a truly nationwide event. The winners of last Friday’s event will go on to represent Roscrea at Chapter Level in the regional finals, which will be held in early March, and they will hopefully progress even further to represent Roscrea in the national final to be held in April.  The National Finals as one would expect are very competitive and each year over one hundred teams compete for All-Ireland glory.  Prizes at National Level are quiet substantial with the winning school receiving a cash grant in addition to participants receiving certificates and prizes.

The Credit Union would like to express its sincere thanks to all those who sacrificed their Friday evening to lend their assistance to such an important occasion on the Credit Union calendar.  Helpers included Ray McCarthy, Patsy Treacy, Ena MacMahon, Brendan Wright, Sally MacMahon, Matthew Landy, Roseleen Ryan, Marie Carroll and Helen Baggott.  We would like to pay particular thanks to Sharon Breslin, Vincent Nolan and all at the Damer Court Hotel for allowing us use the facilities and a special mention and word of thanks to Tracy Hynes the Roscrea Credit Union “Youth Officer”. 

The Credit Union would like to take this opportunity to thank the pupils, parents, teachers and principals of the participating schools for helping the Credit Union make the quiz such a fantastic and worthwhile event.

Congratulations to all the winners of Roscrea Credit Union’s recent Poster Competition.  The theme of this year’s competition was ““My Credit Union, My Choice””. Once again the response was phenomenal with entries from twelve different schools and over two hundred students.

Niamh Geraghty from the Sacred Heart Primary School was amongst the long list of winners in this year’s Roscrea Credit Union Schools Quiz.  Niamh is pictured receiving her prize from Santa Claus and Trixi Bell. 
The Credit Union were extremely grateful to Santa and his Elf
for visiting all the local schools.

Now in its 26th year, the Competition caters for all ages, with categories ranging from under 7 to over 18 years of age.  There is also a Special Category for those with physical or intellectual disabilities. 

This year the Credit Union asked the biggest star of them all to come and present the prizes to the winners.  The great Santa Claus, himself, honoured the Credit Union call and was on hand over two days to visit all the schools in the area and present the winners with their prizes.  Santa was accompanied by his number one Elf “Trixi Bell” who is a distant cousin of the Credit Union Youth Officer Tracy Hynes.  A big thank you to Santa, Trixi Bell and Tracy for all their time and effort.

Borris In Ossory National School dominated the prize winning in this year’s Roscrea Credit Union Poster Competition.  The prize winners are pictured with Santa Claus and Credit Union Youth Officer, Tracy Hynes.

L/R: Tracy Hynes (Roscrea Credit Union Youth Officer), Mark Hanlon, Roísin Scully, Rayanne Dooley, Santa Claus, Ciara Ward and Aoife Finlay

The national judging will take shortly.  A special ceremony in Dublin will then take place and the overall winning posters will then be announced.  All winning posters will then feature in the Irish League of Credit Union’s Calendar for 2011.

Once again congratulations to all the winners including  Leah O Donoghue (Corville National School, 1st (7 Yrs & Under), Conor Shanahan (Corville National School 2nd (7 Yrs and Under) and Niamh Geraghty (Sacred Heart Primary School, 3rd (7 Yrs and Under), Aoife Finlay (Borris In Ossory National School 1st (8-10 Yrs), Ruairí Murphy (Corville National School, 2nd (8-10 Yrs), Mark Hanlon (Borris In Ossory National School 3rd (8-10 Yrs), Roisin Scully (Borris In Ossory National School, 1st (11-13 Yrs), Rayanne Dooley (Borris In Ossory National School 2nd (11-13 Yrs), Ciara Ward (Borris In Ossory National School, 3rd (11-13 Yrs).  In the 14-17 Age Group all the competitors came from Colaiste Phobal.  1st Demi Reynolds, 2nd Carmel Bergin and joint third, Amy Wing and Gerda Stralkuta.

The Credit Union would like to offer sincere thanks to all the students that participated in this year’s event, and a very special word of thanks to all the teachers and parents who encouraged the students to take part.  The next big event on the Schools front is the annual Credit Union quiz which will take place in early 2010.  Schools will be notified shortly with details.

Roscrea Credit Union was delighted recently when Santa Claus took time out from his busy schedule to accompany Credit Union Elf Trixy Bell to all the local
schools in the area.

Ms Fitzpatrick’s Class at Scoil Iosef Naofa, Corville  was in great singing form on Wednesday last when Roscrea Credit Union arrived at the School with Santa Claus and  the Roscrea Credit Union elf  “Trixy Bell”

Mrs Casey’s Class in Scoil Eoin Roscrea, gave Santa Claus and the Roscrea Credit Union elf “Trixy Bell” a great welcome to the school

Everyone was delighted to see Santa who was in wonderful form.  Santa told the Children that It has been snowing for some time at the North Pole and that the elves are working around the clock to have all the toys ready for Christmas Eve.

Scoil Iosef Naofa, Corville  was in great chatting form on Wednesday last when Roscrea Credit Union arrived at the School with Santa Claus and  the Roscrea Credit Union elf  “Trixy Bell”

Santa also reported that the Reindeer particularly Rudolf was in great form. He said Dancer and Comet had put on a little weight during the year and have to eat low-fat oats for a while until they are at flight weight again. Santa said he needed all his reindeers in fit and flying form as he doesn’t have time for too many rests on Christmas Eve as it takes all night long to go all the way around the world delivering toys.

Students from Coolderry National School give their approval to a visit by Santa Claus.  Santa arrived at the school, compliments
of Roscrea Credit Union.

Finally Santa and Tracy wished everyone a happy Christmas and reminded everyone to leave out a few Carrots for his reindeer and a piece of cake for himself on Christmas Eve night.

For more photos please click here

Pictured are the recent winners of the Roscrea Credit Union Christmas Cash Draw.  The winner of the grand prize of €17,500.00 was Aidan Delaney.   The next draw takes place in March and once again a prize fund of over €30,000.00 will be on offer.  All members of the Credit Union are entitled to join the draw which is non profit making.  A big thank you to all last week’s contestants especially Santa Claus who is a big fan of the Credit Union and took time out from his busy schedule to help ensure that everyone in attendance had a great evening.

Back Row L/R

Ena MacMahon (RCU), Seamus Mullaney (RCU), Sharon Breslin(Damer Court Hotel), Patrick Elbert, Gerard Kealey, Pat Williams, James O’Connor, Jo Jo Cunningham (Damer Court Hotel), Helen Baggott (RCU)

Front Row L/R:

Lily Teehan, Santa Claus, Aidan Delaney, Doris Dalton, & Mary Sheedy 

The quarterly cash draw is non-profit making and is open to all members. Freephone 1800233233 or Tel: (0505)23601 to make sure you are part of the draw.

Our next draw will take place in March.  For as little as €10.00 per quarter you could find yourself walking away with a major cash prize of between €1000.00 and €17.500.00

The draw is non profit so all surplus funds are used for the purchase of bigger and better prizes. The more members we have participating in the draw, the more spectacular the draw will become.  Click Here For More

Roscrea Credit Union was recently nominated for the prestigious Q Mark Award for their commitment to excellence in Financial and Insurance Services.
The highly coveted Q Mark is only awarded to companies who are committed to achieving the highest standards of quality & excellence, adhere to best practice and have a commitment to continuous improvement.

Roscrea Credit Union representatives were delighted to attend the 2009 Excellence Ireland awards which took place in the Burlington Hotel:

Back Row L/R:

Jim Bolger (Director), Seamus Mullaney, (Chairman), Martin Roper, Brendan Wright (Director)

Front Row L/R:

Ena MacMahon (Office Supervisor) 7 Dymphna Breen (Loans Officer)

Speaking at this year’s awards, Irene Collins, Managing Director, EIQA ‘Excellence Ireland Quality Association’, said:“This year EIQA is celebrating 40 years of creating standards for excellence. So, it is fantastic to see that we have an unprecedented number of companies vying for the coveted Q Mark award.  These companies know that customers want value for money running alongside excellent business practice and superb customer service, why should we expect anything less?”

Roscrea Credit Union is delighted once again this year to be involved with the ever-popular “National Credit Unions Poster Competition”.

Young local artists up to 18 years of age and adult artists (over 18) are being invited to submit entries for this year’s competition, which was launched recently by Irish Rugby hero Brian O’Driscoll using the theme “My Credit Union, My Choice”
This theme will hopefully encourage entrants to express themselves and through art, give a good reflection of what Credit Unions are all about.

Now in its 26th year, the competition attracts up to 30,000 entries every year.  The competition, which has firmly established itself as one of the country’s leading student competitions, caters for all ages, with categories ranging from under 7 to over 18 years of age.  There is also a Special Category for those with physical or intellectual disabilities.

The deadline for entry to the competition is 5.00pm on Friday November 6th.  All schools in the area of the Roscrea Credit Union’s common bond (10 mile radius of the town) will have received notice at this stage.  A special awards ceremony will take place in a few weeks time where the winners will receive some great prizes.  Winning entries will then be submitted to the Chapter which is a regional body of Credit Unions that will select what entries will be submitted to Dublin for national judging.  Winners, runners-up and merit award winners at national level will be presented with their prizes at a special ceremony in Dublin in early 2010 when the winning posters will be displayed at the prize-giving ceremony.

For more information participants are encouraged to ask their teacher or contact Roscrea Credit Union on (0505)23601.  Even if you do not have success at national level, the prizes are excellent at local and regional level, so please do have a go

Pictured are the recent winners of the Roscrea Credit Union Autumn Cash Draw.  The winner of the grand prize of €17,500.00 was Bridget McQuaid.  Unfortunately Bridget was not available on the night and Jamie Teehan was nominated to participate on Bridget’s behalf and what a good luck charm he proved to be!.  The next draw takes place in December and once again a prize fund of over €30,000.00 will be on offer.  All members of the Credit Union are entitled to join the draw which is non profit making.

Back Row L/R

Dymphna Breen, (RCU) Brendan Wright, (RCU) Patrick Delaney, Sean Maher, Pat Purcell, Jimmy Teehan, Patrick Phelan, Jimmy Teehan, Patrick Phelan, Matt Harte, (RCU), Tracy Hynes (RCU)

Front Row L/R

Bridie O’Connor, Geraldine Cashin, Jamie Teehan (Who Drew On Behalf Of Bridget McQuaid), Edward Power, and Marie Kennedy.

Congratulations to Bridget McQuaid winner of €17,500 in the Roscrea Credit Union Autumn Cash Draw.  The next draw will take place in December. 

L/R:

Brendan Wright (Director RCU), John Mcquaid, Bridget McQuaid with Lucky the cat, and Brian King (Business Development Officer RCU)

Congratulations to Bridget McQuaid from Roscrea who won €17,500.00 in the Roscrea Credit Union, Autumn Cash Draw.  Further winners included Edward Power, €5000.00, Bridie O’Connor €3000.00, Patrick Joseph Delaney €2500.00, & James Teehan €2000.00.  Runner Up Prizes Of €1000.00 Each Went To Sean Maher, Patrick Phelan, Put Purcell, Geraldine Cashin and Marie Kennedy. 
The quarterly cash draw is non-profit making and is open to all members. Freephone 1800233233 or Tel: (0505)23601 to make sure you are part of the draw.
Our next draw will take place in December.  For as little as €10.00 per quarter you could find yourself walking away with a major cash prize of between €1000.00 and €17.500.00

The draw is non profit so all surplus funds are used for the purchase of bigger and better prizes. The more members we have participating in the draw, the more spectacular the draw will become. 

Your Money. Your Choice. Your Credit Union was the theme of this year’s International Credit Union (ICU) Day which took place recently.  On the day more than 186 million credit union members in 97 countries around the world including Roscrea Credit Union will celebrate the values that have helped make the Credit Union the preferred global choice for peoples financial needs.

Pictured recently celebrating “International Credit Union Day” were L/R, Brian King, Brendan Wright, Nancy Carey, Miriam Delaney, Sheila Ryan, Michelle Foyle, Helen Baggott and Liz Williams. The theme of this year’s International Credit Union Day was “Your Money Your Choice”.  Roscrea celebrated the event with 186 million credit union members worldwide by serving refreshments, and having a number of novelty events including colouring competitions for the kids, and a number of free draws for members.  A big thank you to all who helped on the day especially Liz Williams from Liz’s Fitness Centre who organised a special meet and greet session with regards “health and fitness”

This year’s theme underlines the cooperative spirit of the Credit Union movement with a strong emphasis on value, trust and service to members. The theme reminds us that credit unions exist to serve our members, our owners. These values are at the core of everything Roscrea Credit Union does, and it is therefore very satisfying that once again this year, Roscrea Credit Union was nominated by Excellence Ireland for the highly coveted Q Mark award which is only awarded to companies who are committed to achieving the highest standards of quality & excellence, adhere to best practice and have a commitment to continuous improvement.

Established in 1948, ICU Day is celebrated annually on the third Thursday in October, bringing people together to reflect upon their cooperative history, credit union achievements and to promote the credit union idea around the world. The ultimate goal of International Credit Union Day is to raise awareness about the great work that credit unions are doing and give members the opportunity to get more involved. One would have to do a lot of searching to find a financial institution more dedicated than Roscrea Credit Union to the local community.  To celebrate the day, refreshments were organised and in addition there was a number of prizes on offer as well as coloring competitions to keep the kids entertained.  For more about Roscrea Credit Union’s contribution to the town and its neighboring parishes and villages, log on to the news section of www.roscreacu.ie.  Feedback, comments and suggestions always welcome. If you are thinking of joining Roscrea Credit Union all you need is Photographic ID such as a passport or driving license, your PPS number and proof of address which could be a telephone, or ESB bill.  For your children to join the Credit Union, all they need is their PPS number, a birth cert and a parent’s proof of address.  If you want to make one good decision for you and your family this month, join your local Credit Union.  It’s an investment in your own and your families future.

To show support for the Irish Heart Foundation, Liz’s Fitness Centre in association with Roscrea Credit Union is hosting a “Walk For Heart” afternoon on Sunday the 27th of September.

The walk will form part of  Irish Heart Week which is aimed at encouraging you to be more active and to enjoy the many health benefits of regular activity, such as improved wellbeing, reduced stress, staying a healthy weight as well as reducing your risk of heart disease and stroke.

Everyone both young and old are invited to participate in the walk which is free and all about fun and enjoyment.  There are no sponsorship forms to fill out and all are invited to come along and enjoy the afternoon.  The walk will commence at 3pm at Liz’s Fitness Centre and will last for approximately one hour returning to Liz’s at 4.00pm.  Refreshments will then be served and Liz has organsied a number of demonstrations in the Fitness Centre for those that may be interested in joining at some stage.  A number of prizes will also be on offer, so do come along and enjoy what promises to be a very entertaining afternoon.

Roscrea Credit Union as part of it’s member education and awareness program has joined forces with Liz’s Fitness Centre, Roscrea, to bring you a free seminar on Wednesday the 23rd of September at 8pm in The Damer Court (Grant’s Hotel), Roscrea.

The seminar is free and is open to everyone.  A number of guest speakers will be in attendance and they will speak on a range of topics including fitness, diet and depression.  At the seminar there will be plenty of information available on all the above topics and plenty of time will be allocated for a questions and answers session.

Under the fitness topic, attendees will learn about what it takes to get properly fit and more importantly they will get loads of tips on how to stay fit.  When you are fit, injury is one of the biggest threats to your fitness even for simple pleasures like walking.  The seminar will focus on how to stay injury free as well as give you ideas on how you can lead a healthy lifestyle without having to spend excessive amounts of money on your general wellbeing.

A very important aspect of the seminar will be diet and nutrition.  Case studies and food demonstrations will be used to show attendees what to eat and how to eat well.  The whole seminar will be based upon practicalities and therefore realistic hints and tips on how to incorporate healthy eating easily into busy modern-day lives will be discussed.

The most serious aspect of the seminar will focus upon depression.  The seminar will investigate how to identify signs for depression and how to cope and deal with depression. Advice will also be given on the best ways to cope with the effects of stress and the seminar will conclude by highlighting how to make positive changes in your life.

The Healthy Mind/Healthy Body seminar follows on from the very successful “Energy Awareness” seminar that was hosted by Roscrea Credit Union last April.  The organisation of events such as the above as well as the continued support of many local projects, clubs and organizations, is what sets your local Credit Union apart from any other financial institution in the area.   The Credit Union would like to offer its sincere thanks to Liz Williams from “Liz’s Fitness Centre” Dublin Road, Roscrea, for helping put the seminar together.  Liz has gone from strength to strength since opening her new premises on the Dublin Road last February and the success of her regular questions and answers session with Fran Curry on Tipp FM has helped make her one of the best known Fitness Guru’s in the local area. For more information on any of the above please contact Brian King in Roscrea Credit Union on (0505)23601 or Liz Williams at 0860367356.

A number of prizes will be on offer at the Seminar and further to this event both the Credit Union and Liz’s Fitness Centre are also hosting a walk at 3pm on Sunday the 27th of September as part of Irish Heart Week.  The walk will commence at Liz’s on the Dublin Road and will last for approximately one hour.  On returning to Liz’s, refreshments will be served and a tour and a number of fitness routine demonstrations will take place at the Centre for those interested.  No sponsorship is needed, so do come along, bring the family and enjoy the afternoon with us.

Commiserations to Liam Sheedy, Diarmuid Fitzgerald and all the Tipp Panel who were narrowly defeated by Kilkenny in an epic All-Ireland final.  Hopefully we can build upon the last two years and bring Liam McCarthy back to his spiritual home next year.

Roscrea Credit Union was delighted with the recent news that one of it’s current youth group member’s and two of it’s former youth group members were chosen to participate in the 2009 “Solidarity Express” program which will take place in Poland over the next week

Brendan Wright, Niamh King, Stephen Cullen, Mayor Denis Ryan, Christine McAuliffe, Noel Coonan TD, Tracy Hynes and Brian King

Christine McAuliffe, Niamh King and Stephen Cullen will depart for Poland on August 26th and all are extremely grateful to Mr Noel Connan TD who has helped facilitate this wonderful opportunity.

In Poland, the Roscrea participants will be joined by up to two hundred more young people from around the world between the ages of 18 and 25.  Together they will spend a week travelling across Poland in a specially commissioned train.  On their journey they will visit places that are popular symbols of Poland’s struggle with totalitarian regimes notably fascism pre World War II and communism that enslaved the country throughout the cold war period. They will visit places such as the Auschwitz-Birkenau and Cracow Nazi concentration camps, the Warsaw Uprising Museum, Westerplatte and the “Roads to Freedom” exhibition.

As part of the extraordinary journey on board the “Solidarity Express” the participants will also get to visit cities like Warsaw, Kraków, and Gdañsk.  As part of the project, lectures and workshops will be organised, as well as meetings with people who have witnessed the historic events of Poland’s past. The participants of the project will also take part in the commemorations of the 70th anniversary of the outbreak of World War II that will be organised in Gdañsk and will be one of the most important events in Poland this year.  The trip will also involve meeting with key figures in Poland’s quest for freedom, most notably Lech Wa³êsa the former trade union and human rights activist that co-founded Solidarity (Solidarnoœæ), the Soviet bloc’s first independent trade union.  Walesa won the Nobel Peace Prize in 1983, and served as the first President of Poland from 1990 to 1995. Meeting Lech Walesa will certainly be a most memorable opportunity for all the participants on the “Solidarity Express”.  Walesa is an icon of the 20th century and will always be credited as one of the men that stood up to the Kremlin, brought communism to an end in Poland and as a result set about a chain reaction that eventually brought about the end of the cold war and the falling of the iron curtain.

Brendan Wright, (Roscrea Credit Union) Mayor Denis Ryan, Noel Coonan TD, Tracy Hynes, (Roscrea Credit Union) Brian King (Roscrea Credit Union) and Michael Hynes.(Roscrea Train Station)

Front Row L/R

Christine McAuliffe, Stephen Cullen and Niamh King

Mr Noel Coonan TD who facilitated the trip courtesy of his involvement with the Polish/Irish Parliamentary Group of which he is currently Chairman, said that the adjudicators who vetted the applications were extremely impressed with the three Roscrea applicants.  Noel Coonan said that all three were very much involved in their local communities and were deserving of this tremendous opportunity.

Mr Brian King Co-ordinator of the Roscrea Credit Union Youth Group said that while each of the participant’s applied for a place on the “Solidarity Express” independently of one another, it was a great testament to the strength of the “Youth Group” and the skills that are learned from participating in the group, that three were selected from the group to go to Poland.  He went on to say that such was the strength of the Roscrea Credit Union Youth Group that any of the twenty two young people that have participated over the past four years would be worthy participants for the “Solidarity Express” program. 

Niamh King is currently studying Business Studies at Limerick University.  Niamh was Secretary of the first Roscrea Credit Union Youth Group and as a result became very active in the local community through various initiatives such as fundraising, event organsing and creating debate amongst the youth demographic on various issues that were topical at the time. Niamh also served as treasurer of the group and was meticulous in balancing accounts and helping to keep all Youth Group events within budget.  Niamh was also a leading member of the Colaiste Phobal Cáirdre Group, makes regular visits to the residents of St Anne’s and in 2008 Niamh was awarded the Colaiste Phobal “Business Student Of the Year” in recognition of her dedication to the subject and her work in the local community with Roscrea Credit Union.  Niamh believes that Poland’s many political and social struggles of the past are still relevant in societies all over the world today.  By participating in the “Solidarity Express”, Niamh hopes to play a part however big or small in helping to encourage and promote peace and freedom for all people, from all nations around the world.

Christine McAuliffe will commence her studies in Pharmacy at UCC this September.  For those with an interest in traditional music and Irish culture, Christine who is an accomplished musician needs no introduction as she has been at the forefront of many Fleadh competitions over the years, representing Tipperary at both provincial and national level picking up lots of honours along the way.  Christine was a very active member of the Roscrea Credit Union Youth Group.  In her own words she says that she “joined the group to help make a difference in the community and together with her fellow members this goal was certainly achieved”.  Christine said that the Credit Union Youth Group gave her invaluable experience and life skills such as organising, delegating, working on a team and taking responsibility for decisions made.  Christine was also a past member of Comhairle Na Nóga and represented her school and North Tipperary in Dáil Na N-óg.  Christine is really looking forward to her trip to Poland and mixing with other young people from around the world and getting an understanding for their culture and beliefs.  Christine is particularly interested in learning about Poland’s struggle for democracy and feels that the trip will be a very symbolic and meaningful journey and certainly a week that she will never forget.

Stephen Cullen is a current member of the Roscrea Credit Union Youth Group.  With his colleagues on the group he has already engaged in numerous projects to date and is currently investigating a sponsored sky dive for charity.  Stephen is very much involved in the local community and gives a lot of his time as a Volunteer in Mrs. Quins Charity Shop.  Stephen is also very much involved with extra curricular activities at Colaiste Phobal and has received distinctions in “SafeFood for Life” and “Occupational First Aid” courses.  Stephen is also part of the Roscrea Credit Union Sub Office team at Colaiste Phobal and he plays an instrumental role in encouraging young people to save and use their local Credit Union. One of the Stephen’s proudest achievements to date was when he was awarded the Gaisce Presidents Award, bronze prize, last year.  Stephen is currently participating in the Gaisce Presidents Award, silver Prize and we look forward to hearing about his success with this award in the near future.  Like Niamh and Christine, Stephen feels that the trip to Poland and all it involves will be a truly eye opening experience.  Stephen will sit the Leaving Cert examination in the Summer of 2010 and believes the trip will be an invaluable experience as he prepares for the biggest examination in his life to date.

A special departure ceremony was held at Roscrea train station recently to honour the three participants before they set of to Poland. Noel Coonan TD once again praised the participants and wished them every success on the trip.  Brian King made a presentation to each of the participants and said he was very proud to have three Roscrea Credit Union Youth Group members making the trip to Poland on what will be a very challenging and engaging journey that will offer plenty of memories for years to come. 

In September Roscrea Credit Union will once again begin it’s yearly recruitment of looking for additional “Youth Group” members.  If you would like to be part of the group or have any ideas for the Youth Group going forward, feel free to contact Brian King or any existing Youth Group member.  You can keep up to date with all the latest “Youth Group” news, by going online and checking out our BEBO and Facebook profiles.

Roscrea Credit Union present a set of jerseys to Noreside Celtic (Clonakenny) recently.

Back L/R:

Patsy Treacy, (Roscrea Credit Union),Thomas Matthews (Vice Chairman Noreside Celtic), Aoibhe Matthews, Eoin Murray (Chairman Noreside Celtic), Brian King (Roscrea Credit Union), Cllr Michael Smith (Noreside Celtic), Dymphna Breen (Roscrea Credit Union), Tracy Hynes (Roscrea Credit Union) and Brendan Wright (Roscrea Credit Union)

Front L/R:

Proinsias  Matthews, (Noreside Celtic) Pa Ryan , (Noreside Celtic), Conor Ryan , (Noreside Celtic) and Michael Maher , (Noreside Celtic)

“My Tipperary”

Credit Unions Of Tipperary Photo Competition:

€1000.00 In Prize Money Plus An Opportunity To Show The World Your Camera Skills 

What does Tipperary mean to you? The Credit Unions of Tipperary are offering all amateur and professional photographers an opportunity to showcase their work, promote the county of Tipperary and fight for the share of a €1000.00 prize fund.  The theme of the competition is “My Tipperary” and can include anything from landscape photos to pictures of events, animals, sport etc so long as the photo has a Tipperary theme to it.

For the past seven years the Credit Unions Of Tipperary have produced an annual calendar which is extremely popular with thousands distributed throughout the county and beyond every year.

This year we are giving our Credit Union members with an interest in photography an opportunity to have their work showcased in our calendar.  This is a wonderful opportunity especially for amateur photographers.  All pictures used on the calendar will carry the name of the photographer.  Photos will also be used on a website that will be commissioned especially to showcase as many of the entries as possible and promote our county in pictures.

1. The competition is open to anyone with an interest in county Tipperary and who is a member of any Credit Union.

2. Entries must be received by Wednesday, 30th September 2009.

3. The pictures must have a Tipperary theme eg, landscape, people, sport, community events, etc.

4. Pictures must be submitted by email to either brendan@tipperarycreditunion.com or bking@roscreacu.ie.  Alternatively you can put your picture on disc and leave it into your local credit union in a sealed envelope marked “Credit Unions Of Tipperary Photos Competition”

5. Each picture should be accompanied by…
* The name of the photographer, address and contact number
*     A brief outline about the picture eg theme and where the photo was taken

6. Copyright remains with the photographer, but by entering the competition he/she gives permission for the Credit Unions Of Tipperary to use the image on it’s calendar/website/local display and promotional material.

7. By entering the competition, the entrant verifies that he/she has read the Rules of Entry and agrees to abide by them.

8. Entrants can submit up to six photos in colour or black and white or grayscale.

9. No disc entries will be returned and proof of posting is not proof of receipt. The organisers accept no responsibility for entries lost, damaged or delayed in the post.

10. All entries will be judged by a panel of judges. The judges will select a shortlist of photographs to be used on their 2010 Credit Unions Of Tipperary calendars, which, in their opinion, best illustrate the theme of the competition. They will consider a range of factors including composition, technical ability, originality, interpretation of the brief and the general appeal of the photographs. Of the pictures used the judges will select a 1st place winner (€500.00) 2nd place (€300) and third place (€200).

11. All entries must be the original work of the entrant and must not infringe the rights of any other party. The entrants must be the sole owner of copyright in all photographs and must not have breached any laws when taking their photographs.

12. By entering, entrants will be deemed to have agreed to be bound by these rules and the Credit Unions Of Tipperary reserve the right to exclude any entry from the competition at any time and in its absolute discretion if the Credit Unions Of Tipperary has reason to believe that an entrant has breached these rules.

13. The Credit Unions Of Tipperary reserves the right to cancel this competition or alter any of the rules at any stage, if deemed necessary in its opinion, and if circumstances arise outside of its control.

14. Entrants will co-operate with publicity requests by the Credit Unions Of Tipperary

Members of Roscrea Comhaltas were delighted recently to launch Fleadh Cheoil na Mumhan 2009 at the offices of Roscrea Credit Union, Main sponsors of the event.
L/R
Pat Flanagan (Comhaltas), Liam Doran, (Comhaltas), Kay Browne (Comhaltas), Seamus Mullaney (Credit Union) Tadhg Ó Maolcatha, Munster Board Chairman, Lucy McCarthy (Comhaltas), Brendan Wright (Credit Union), Brian King (Credit Union), Denis Shanahan (Credit Union) and Deirdre Bergin (Comhaltas)

Click Here To Read More About The event Which takes Place From July 17th to 19th

Roscrea Credit Union would like to thank all those that attended the “Reduce Your Energy Bills Seminar” on Monday evening last at The Damer Court Hotel, Roscrea.  The event was organised by the Credit Union in association with “The Tipperary Energy Agency” and was aimed in particular at the general public, residential householders, and small businesses. 

Roscrea Credit Uion organised a free energy awareness seminar recently in conjunction with the Tipperary Energy Agency.  Pictured are just some of the large attendance that gathered on the night for what was a very successful and educational evening.

The seminar was a tremendous success and both the Credit Union and the Tipperary Energy Agency were delighted with the large attendance.  The Credit Union would like to thank Siona Daly who delivered a wonderful presentation on giving tips on how to reduce your energy bills at home and at work. Siona also discussed the various government grants that are now available to the public through Sustainable Energy Ireland in order to retrofit houses with better insulation etc making homes more energy efficient.  Siona concluded with an in-depth look at various renewable energy systems available for the home and the advantages and disadvantages of the more popular systems available on today’s market.

The EU project, Energy Neighbourhoods, is a project that is currently underway in Nenagh, Thurles and Cahir. The progress of this project which aims to motivate householders, living within certain neighbourhoods, to reduce their measured energy consumption by 8% giving significant cost reductions was disseminated at the Seminar by Vincent Carragher, Project Officer of the EU Energy Neighborhoods project. The presentation which largely focused upon Energy Conservation was very well received and it is hoped that a similar project will be adopted by Roscrea people in the near future.

Roscrea Credit Union was delighted to be involved with this initiative which was organised as part of the Credit Union’s “Marketing And Promotional Committee’s” objectives for the forthcoming year.  While the country might be doing its best to keep it’s head above water in these challenging economic times, Roscrea and its neighbouring communities can be assured that your local Credit Union will continue to immerse itself in community activities and projects that they feel will be of benefit to it’s many members.  Our strength is in our numbers so we would encourage everyone living or working within a ten mile radius of Roscrea Credit Union to come and join us and help ensure that we continue to be “The Powerhouse For Community Development”

For more information about the presentations that were delivered on the night of the seminar feel free to contact Brian King at Roscrea Credit Union (0505 23601)(bking@roscreacu.ie) or Siona Daly at the “Tipperary Energy Agency” 052 43012. (sdaly@tea.ie)

Congratulations to Sinead Phelan from Roscrea who won €17,500.00 in the Roscrea Credit Union, Summer Cash Draw.  Further winners included Enya Carroll, €5000.00, Thomas Cummins €3000.00, Lenka Dunne €2500.00, & Olivia Horan €2000.00.  Runner Up Prizes Of €1000.00 Each Went To John Keane, Elizabeth O’Meara, Garrett Lynch, Denis  O Carroll and Ita Cahill.  All participants also relieved a wonderful Easter Hamper courtesy of the Credit Union.

Back Row L/R
Marie Carroll, John Keane, Olivia Horan, Thomas Cummins,
Elizabeth O’Meara, Shane Cahill, Denis O Carroll and Siobhan Moloney
Front Row L/R
Enya Carroll, Sinead Phelan and Lenka Dunne

Sinead Phelan fights for her €17,500 cheque from Helen Baggott
(Roscrea Credit Union)



Eamon, Padraig, Sinead and Kathleen Phelan celebrating Sinead’s great win
in the Roscrea credit union cash draw.

Roscrea Tidy Towns are currently spearheading the redevelopment of glebe park in Roscrea.  When completed the park will be fully refurbished with lots of new equipment that will be used to fully enhance the park and playground facilities.  Tidy Towns were joined on Friday morning last by sponsors of the project including Frank C Murray & sons, Roscrea Credit Union, The Parish Council and Roscrea Lions Club.
L/R
John Byrne (Lions Club), Ray McCarthy (Roscrea Credit Union), Brendan Carmody, Fr Tom Corbett (Parish Council) (Tidy Towns), Noreen Heenan (Lions Club) Frank Murray (Frank C Murray & Sons Ltd), Brian King (Roscrea Credit Union), Cllr Denis Ryan (Roscrea Tidy Towns)

On Saturday January 31st Roscrea Credit Union held its much anticipated annual school’s quiz.  Once again the quiz attracted a massive turnout.   Ninety two students representing twelve national schools from the locality competed. 

The competition was broken into two categories A & B representing two different age groups.  The man in the hot seat posing the questions was Brian King and the eventual winners of the two categories came from Dromakeenan National School and both teams can be very proud of their achievements. 

The A  Category winners representing Dromakeenan National School were Owen Dooley, Ben Spencer, Daniel Coonan and Aoife Booth.  The runners up in the A category representing Coolderry National School were Daniel Miller, Michael Cullelton, and Daire Kennedy.

Dromakeenan National School Students; Winners
Of The A Category Pictured With Representatives Of
Roscrea Credit Union 

Winners of the B Category were Dromakeenan National School and representing their team was Rachel Kirwan, Eoin Cooke, Eoin Hobbs and Kyle Cahir.  The runners up were the Sacred Heart Primary School and they were represented by Breffni Fitzpatrick, Aida Izydorczyk, John McCabe and Niall Devitt.

Dromakeenan National School Students; Winners Of The B Category 

All winners including the runners up were rewarded with assorted plaques to commemorate their achievements as well as Credit Union vouchers and certificates.

Coolderry National School; Runners Up In The A Category

The Credit Unions quiz is unique in that over 20,000 children under the age of thirteen, representing 32 counties and over 300 Credit Union’s nationwide take part.  This is the eighteenth successive year that the Irish League of Credit Unions has run the quiz, which continues to grow in strength and popularity each year.  The quiz is unique in that Credit Unions from all 32 counties on the Island, participate, making the Credit Union Annual Schools Quiz a truly nationwide event. The winners of last Saturday’s event will go on to represent Roscrea at Chapter Level in the regional finals, which will be held on the 27th of February in Thurles, and they will hopefully progress even further to represent Roscrea in the national final to be held in April.  The National Finals as one would expect are very competitive and each year over one hundred teams compete for All-Ireland glory.  Prizes at National Level are quiet substantial with the winning school receiving a cash grant in addition to participants receiving certificates and prizes.

Sacred Heart National School; Runners Up In The B Category 

The Credit Union would like to express its sincere thanks to all those who sacrificed their Saturday evening to lend their assistance to such an important occasion on the Credit Union calendar.  Helpers included Jim Bolger, Patsy Treacy, Mai Phelan, Brendan Wright, Kate McCarthy, Liam Phelan, Dymphna Breen, Siobhan Moloney and Ray McCarthy.  We would like to pay particular thanks to Sharon Breslin and all at the Damer Court Hotel for allowing us use the facilities and a special mention and word of thanks to Tracy Hynes the Roscrea Credit Union “Youth Officer”. 

The Credit Union would like to take this opportunity to thank the pupils, parents, teachers and principals of the participating schools for helping the Credit Union make the quiz such a fantastic and worthwhile event.

Congratulations to Joseph Bourke from Lismacken who won €17,500.00 in the Roscrea Credit Union, Christmas Cash Draw.  Further winners included Karen Armstrong €5000.00, Josie Delaney €3000.00, Fiona Dunford €2500.00, & Annie (Nancy) Treacy €2000.00.  Runner Up Prizes Of €1000.00 Each Went To Billy Jackson, James McWilliams, John Joseph Guidrea, Elizabeth Hennessy and Martin Franks.  All participants also relieved a wonderful Christmas Hamper courtesy of the Credit Union.

Seamus Mullaney (Chairman) and Brian King (Business Development Officer) (Roscrea Credit Union) with the recent Credit Union cash draw participants including Joe Bourke who won the top prize of €17,500.00.  The draw is no profit making and all members are invited to join.

The quarterly cash draw is non-profit making and is open to all members. Freephone 1800233233 or Tel: (0505)23601 to make sure you are part of the draw.

Participants enjoying themselves at the Christmas Cash Draw

SECURITY ALERT !! Be aware of hoax emails. Credit Unions will NEVER ask you to confirm secure login details by email! An email is currently being distributed purporting to be from the Irish League of Credit Unions - you should delete this email immediately. Never provide personal information by email.

Roscrea Credit Union is delighted once again this year to be involved with the
ever-popular “National Credit Unions Poster Competition”.

Young local artists up to 18 years of age and adult artists (over 18) are being invited to submit entries for this year’s competition, which was launched on Friday last using the theme The Credit Union: C U At Your Place”. This theme will hopefully encourage entrants to express themselves and through art, give a good reflection of what Credit Unions are all about.
Now in its 25th year, the competition attracts up to 30,000 entries every year.  The competition, which has firmly established itself as one of the country’s leading student competitions, caters for all ages, with categories ranging from under 7 to over 18 years of age.  There is also a Special Category for those with physical or intellectual disabilities.

The deadline for entry to the competition is 5.00pm on Friday November 7th.  All schools in the area of the Roscrea Credit Union’s common bond (10 mile radius of the town) will have received notice at this stage.  A special awards ceremony will also take place in Roscrea in November.  Winning entries will then be submitted to the Chapter which is a regional body of Credit Unions that will select what entries will be submitted to Dublin for national judging.  Winners, runners-up and merit award winners at national level will be presented with their prizes at a special ceremony in Dublin in early 2009 when the winning posters will be displayed at the prize-giving ceremony.

Roscrea Credit Union is affiliated to the Irish League Of Credit Unions, which represents 521 Credit Unions across the country.  The world’s most-watched and popular TV artist, Irishman Frank Clarke, is once again Chair of the Judging panel and he is encouraging people of any age to have a go: you might be surprised at the result!.  For more information participants are encouraged to ask their teacher or contact Roscrea Credit Union on (0505)23601.  Even if you do not have success at national level, the prizes are excellent at local and regional level, so please do try.  Tip:  Check out www.roscreacu.ie and www.creditunion.ie for ideas about how the Credit Union can make a difference in the local community.

Roscrea Credit Union Receives High Praise At
National Quality And Excellence Awards 2008

Roscrea Credit Union was delighted to take part in the recent National Quality and Excellence Awards.  The prestigious awards ceremony was organised by Excellence Ireland Quality Association (EIQA), the certification body and the National quality association since 1969 which promotes business excellence across all industries. 

Roscrea Credit Union was delighted to finish in second place at the recent “Excellence Ireland National Quality And Excellence Awards”.  The Credit Union finished second to the world’s sixth largest insurance group.  Seamus Mullaney (Chairman Of Roscrea Credit Union) is pictured here with fellow Directors and Credit Union staff accepting the award from Martin Roper (Technical Director, Excellence Ireland).

Back Row L/R

Ray McCarthy (RCU CEO), Dick Conroy (RCU Director), Martin Roper (Technical Director, Excellence Ireland) Seamus Mullaney (Chairman RCU), Jim Bolger, (RCU Director), & Hugh Keane (RCU Director) 

Front Row L/R

Tracy Hynes (RCU), Martha Hogan (RCU), Ena MacMahon, (RCU) and Marie Carroll (RCU).

The Awards were presented by Minister Barry Andrews and were attended by over 800 companies, organisations and enterprises from all over Ireland at the Citywest Hotel.  Roscrea Credit Union finished second in it’s sector (The Financial & Insurance Services Sector) which was a tremendous achievement that everyone associated with Roscrea’s leading financial institution, is very proud of.   Roscrea Credit Union received high praise for it’s achievement from Excellence Ireland. The Credit Union was also congratulated on it’s successful continuous improvement program.  The winner was Hibernian Direct Insurance, a subsidiary of Hibernia General Insurance “The World’s Sixth Largest Insurance Group”.  For Roscrea Credit Union to be even in a position to compete against an organisation of this magnitude let alone finish in second place, must be very comforting for the members of Roscrea Credit Union, especially when one considers the current economic climate and all the question marks over the regulation and day to day running of the banking system.

In order to be in with a chance of winning an award, companies like Roscrea Credit Union must go through a rigorous audit and assessment programme which measures the strength of the credit union’s financial performance, the quality of the credit union’s polices and procedures, the attention of the credit union to member service as well as the credit union’s attitude to corporate and social responsibility. 

Roscrea Credit Union was the first credit union to achieve the revised ISO Quality Standard eight years ago and was one of only seven companies across all industry sectors in Ireland to achieve the revised Q-mark standard a year later.  Since then, Roscrea Credit Union has developed polices, procedures and business practices that have helped Roscrea Credit Union become one of the best performing financial institutions in the country.

Apart from the credit union’s commitment to quality and member service, a key factor in it’s growth is it’s commitment to community projects and local clubs and non – profit organisations.  Since 2003, and the inception of the Credit Union’s philosophy “The Powerhouse For Community Development”, Roscrea Credit Union has set itself apart from most other financial institutions in the country through it’s generosity and support of community initiatives.  Roscrea Credit Union’s contribution of over €700,000.00 towards the Roscrea Swimming Pool project is one of the largest Social finance Sponsorships by a Credit Union in the state and is typical of how Roscrea Credit Union uses it’s resources to benefit it’s membership and the local community that it so diligently serves.

The Credit Union actively encourages local development but to help us continue this tremendous support of local community initiatives from Roscrea and it’s neighbouring parishes and villages, the Credit Union needs the support of it’s membership.  With a fantastic loan range, competent staff and a wide variety of financial services, drop into your Roscrea Credit Union for any financial assistance you may need.  New members are always welcome.  To join please bring photo ID and proof of address eg ESB Bill.

Congratulations to Edel Flynn from Brosna who won €17,500.00 in the Roscrea Credit Union, Autumn Cash Draw.  Further winners included Caroline Hynes €5000.00, Mary Delaney €3000.00, Catherine O’Sullivan €2500.00, & Kathleen Quinlan €2000.00.  Runner Up Prizes Of €1000.00 Each Went To Keith Baggott, Marie Hanrahan, Thomas Flynn, Paul Treacy and Eamon Greed.

Edel Flynn pictured here after winning €17,500 in the latest Roscrea Credit Union Cash Draw.  All Credit Union memebers are encouraged
to join the draw.

The quarterly cash draw is non-profit making and is open to all members. Freephone 1800233233 or Tel: (0505)23601 to make sure you are part of the draw.

Our next draw will take place in September.  For as little as €10.00 per quarter you could find yourself walking away with a major cash prize of between €1000.00 and €17.500.00.  We would encourage all members to avail of this unique opportunity. The draw is non profit so all surplus funds are used for the purchase of bigger and better prizes. The more members we have participating in the draw, the more spectacular the draw will become. 

Marie Carroll & Olivia Tierney from Roscrea Credit Union congratulate Edel Flynn and her family after Edel won €17,500.00 in
the Credit Union Cash Draw. 

Roscrea Credit Union always welcomes new members. Once you join Roscrea Credit Union you can join the cash draw straight away. Apart from joining the draw, Roscrea Credit Union membership gives you the right to avail of a magnitude of products and services many of which you can read about on this website. So go on do yourself a favour and join Roscrea Credit Union today. You know it makes sense.

Roscrea Credit Union representatives were delighted to attend the official opening of the Colaiste Phobal, Hurling Wall on Friday last.  The cost of the Wall was €50,000.00 of which Roscrea Credit Union made a contribution of €25,000.00.  The Wall will be used by Colaiste students as well as sports clubs from Roscrea and it’s neighbouring towns and villages.

Back L/R

Patsy Treacy (Roscrea Credit Union), John Hough (Colaiste Phobal)), Brian King (Roscrea Credit Union), Tracy Hynes (Roscrea Credit Union), Kathryn Browne (Colaiste Phobal), Seamus Mullaney (Chairman, Roscrea Credit Union), John Cordial, (Colaiste Phobal), Jim Bolger (Roscrea Credit Union), Ray McCarthy (Roscrea Credit Union), Gerard O’Brien (Colaiste Phobal) and John Hogan (Colaiste Phobal Board Of Management)

Front Row L/R

Darragh Fletcher, (Colaiste Phobal) Joe Shheran, (Colaiste Phobal) and Joe Maher, (Colaiste Phobal).

At the official opening of the new premises of Roscrea Youthreach on Monday last, Roscrea Credit Union presented a cheque for €5000.00 to Geraldine O’Brien (CEO of Youthreach Roscrea).  The money will be used to develop recreational and academic amenities for the local Youthreach in Roscrea.  The new premises is located at the refurbished CBS building on the Dublin Road.

L/R Antoinette Coffee,  (VEC), Cllr Pauline Coonan, Cllr Denis Ryan, Brian King (Business Development Officer Roscrea Credit Union), Geraldine O’Brien (CEO Youthreach Roscrea), Mayor Jim Casey, Sean Haughey (Minister Of State), Noel Coonan TD, Cllr Michael Smith, Seamus Mullaney (Chairman Roscrea Credit Union), Maire Hoctor TD and Sarah Beasley (Credit Controller Roscrea Credit Union)

The Roscrea Credit Union Youth Action Group hosted “Battle Of The Bands II” recently.  The event was even bigger and better than last year with many more bands competing.  The Credit Union Youth Action Group are currently investigating and spearheading a number of projects and fundraisers which will benefit the local community.  Well done to all concerned.

The editor of Roscrea People, Mr George Cunningham and Roscrea Credit Union’s Brian King  joined forces recently to help raise funds with a book sale and book raffle at the CU for Sisters Mona and Eileen Maher’s 1000 pupil primary school in  Mbarara in South West Uganda. Over €1100 was raised and the book sale continues at the CU as an ‘Honesty Fair’ during the week.

Pictured at the end of the Book Sale are George Cunningham, Sister Mona, Nell Maher, Sr Eileen, Molly Flynn, Kay Browne, Peg Bolger and Gerard Bergin who was delighted with all his bargains.

The winners of the Roscrea Golf Club “Winter League” competition, which is sponsored by Roscrea Credit Union, took place recently.  Congratulations to the winners, Aidan Doran, Sean Rowland, Mixie Doran, Leo Dooley, Michael Higgins and Mark Rowland.

Back Row L/R:

Tom Rowland, (RGC Vice Captain) Aidan Doran, (Winner) Sean Rowland, (Winner) Mixie Doran, (Winner) Leo Dooley, (Winner) Michael Higgins, (Winner) and Mark Rowland (Winner)

Front Row l/R:

John Geary (Competition Secretary), Ray McCarthy (Roscrea Credit Union/Sponsors), Anthony Collins, (RGC Captain), David Dooley, (Roscrea Credit Union/Sponsors), and Steve Crofton (President Roscrea Golf Club)

The 21st annual Roscrea People Of the Year Awards took place at the Damer Court Hotel recently, with a large crowd as ever in attendance.  The awards night was sponsored by Roscrea Credit Union.  We congratulate all the award recipients on their endeavours.  Click here for more

Ray McCarthy (CEO Roscrea Credit Union) David Donnelly (Former Chairman Roscrea Credit Union) and Dick Conroy , Director Roscrea Credit Union, all pictured at the Roscrea People Of The Year Awards Night, sponsored by Roscrea Credit Union

Delegates from Roscrea Credit Union were happy to be present on the evening word was finally announced that work would commence on the much anticipated Roscrea Swimming Pool Project on the 4th of February this year.  The Swimming Pool Project would not be possible without the contribution of over €700,000,00 by Roscrea Credit Union. Click here for more

L/R:  Brian King (BDO RCU), Anne Louise Mitchell (Secretary RCU), Seamus Mullaney (Chairman RCU), Cllr Denis Ryan, Chairman of the “Roscrea Swimming Pool Company”, Ray McCarthy (CEO RCU), Noel Ryan (Vice Chairman RCU), Cllr Michael Smith, Eileen Doherty (Roscrea Swimming Pool Company) and John Guilfoyle (Roscrea Swimming Pool Company)

Work on the pool and leisure facility will commence on February 4th.  It is estimated that the project will take approximately fourteen months to complete, so we can look forward to cooling off in the new facility by the summer of 2009.

The local branch of the Red Cross had a lot to celebrate on Tuesday evening last at the Damer Court Hotel. A year long fundraising campaign for a new ambulance finally came to fruition when at a formal gathering of local groups and organisations, Roscrea Credit Union and Roscrea Lions Club were thanked wholesomely for helping make the purchase of the new ambulance a reality.  Click here for more

The Roscrea branch of the “Irish Red Cross” recently purchased a new ambulance. The purchase was made possible by main sponsors Roscrea Credit Union.  Pictured on the night of the launch were:
Seamus Mullaney (Chairman Roscrea Credit Union), Cllr Denis Ryan, John Ryan (Local Red Cross Officer), Cllr Michael Smith & Brian King (BDO Roscrea Credit Union)

Recently Roscrea Credit Union held its much anticipated annual school’s quiz.  Once again the quiz attracted a massive turnout.  Over one hundred students representing twelve national schools from the locality competed.

Borris In Ossory National School Runners Up A Category

The competition was broken into two categories A & B representing two different age groups.  The man in the hot seat posing the questions was Brian King and the eventual winners of the two categories came from Coolderry and Dromakeenan National School and both teams can be very proud of their achievements. 

Coolderry National School Winners A Category

The A  Category winners representing Coolderry National School were Michael Culleton, Daniel Miller, Niamh Lyons and Joseph Stanley.  The runners up in the A category were Borris – In – Ossory National School and they were represented by Jennifer Smith Dollard, Roísin Scully, Victoria Hennessy and Aoibhe Ward.

Dromakeenan National School Runners Up B Category

Winners of the B Category were Dromakeenan National School and representing their team was Rachel Kirwan, Aíne Larkin, Ciaran Corbett and Cian Rigney.  The runners up were also Dromakeenan National School and they were represented by Eoin Hobbs, Michael Tierney, Jamie Carroll and Luke Fitzgerald.

All winners including the runners up were rewarded with assorted plaques to commemorate their achievements as well as Credit Union vouchers and certificates.

The Credit Unions quiz is unique in that over 20,000 children under the age of thirteen, representing 32 counties and over 300 Credit Union’s nationwide take part.  This is the seventeenth successive year that the Irish League of Credit Unions has run the quiz, which continues to grow in strength and popularity each year.  The quiz is unique in that Credit Unions from all 32 counties on the Island, participate, making the Credit Union Annual Schools Quiz a truly nationwide event. The winners of last Friday’s event will go on to represent Roscrea at Chapter Level in the regional finals, which will be held in late February, and they will hopefully progress even further to represent Roscrea in the national final to be held in April.  The National Finals as one would expect are very competitive and each year over one hundred teams compete for All-Ireland glory.  Prizes at National Level are quiet substantial with the winning school receiving a cash grant in addition to participants receiving certificates and prizes.

Dromakeenan National School Winners Of B Category

The Credit Union would like to express its sincere thanks to all those who sacrificed their Friday evening to lend their assistance to such an important occasion on the Credit Union calendar.  We would like to pay particular thanks to the management of the Damer Court Hotel for allowing us use the facilities and a special mention and word of thanks to Tracy Hynes the Roscrea Credit Union “Youth Officer”.

The Credit Union would like to take this opportunity to thank the pupils, parents, teachers and principals of the participating schools for helping the Credit Union make the quiz such a fantastic and worthwhile event.  The next major Credit Union Youth event will be the “Battle Of The Bands Part 11.  Details of this much anticipated event will be released in the near future.

Congratulations to all the winners of Roscrea Credit Union’s recent Poster Competition.  The theme of this year’s competition was “Credit Unions: “50 Years Serving Communities In Ireland”and once again the response was phenomenal with entries from twelve different schools and two hundred and twenty students.

Fergal Flanagan (Dromakeenan National School) won first price recently in the Roscrea Credit Union Poster Competition (11/13) is pictured here receiving his prize from popular Magician, “Padini” and Credit Union Youth Officer, Tracy Hynes

Now in its 24th year, the Competition caters for all ages, with categories ranging from under 7 to over 18 years of age.  There is also a Special Category for those with physical or intellectual disabilities.

The Credit Union held a prize-winning ceremony in its offices recently.  At the ceremony, the Credit Union Youth Officer Tracy Hynes was joined by a very special guest, Padini “The Great Magician” who helped present prizes to all the winners. Afterwards refreshments were served and all those gathered were entertained with some fascinating magic tricks and capers courtesy of the great Padini.


Pictured recently at the Roscrea Credit Union annual poster competition prize giving ceremony were, prize winners Leah O Donoghue and Lauren Egan with their teachers from Scoil Iosef Naofa Corville, Dolores Fitzpatrick, John Slattery and Claire Scott.

The national judging will take place in early 2008.  A special ceremony in Dublin will then take place and the overall winning posters will then be announced.  All winning posters will then feature in the Irish League of Credit Union’s Calendar for 2009.

Once again congratulations to all the winners who included  Leah O Donoghue (Corville National School(1st 7 Yrs & Under), Lauren Egan, Corville National School, (2nd 7 Yrs & Under), Leanne Kavanagh, Borris In Ossory (3rd 7 Yrs & Under), Hugh Bulfin, Scoil Eoin (1st 8 - 10 Yrs), Sharon Kelly, Coolderry National School (2nd Prize 8-10 yrs), Zuzanna Kot Borris-In-Ossory (3rd Prize (8-10 yrs),  Fergal Flanagan, Dromakeenan (1st Prize (11-13 Yrs), Marta Ast, (2nd Prize (11-13 Yrs), and Kate Doherty, Dromakeenan (3rd Prize 11-13 Yrs).  St Anne’s took the Special Category award this year and congratulations to all their participants, Joe Delaney, Conor Meaney and Mikey O’Brien. 

The Credit Union would like to offer sincere thanks to all the students who participated in this year’s event, and a very special word of thanks to all the teachers and parents who encouraged the students to take part.

Roscrea Credit Union was delighted recently when Santa Claus took time out from his busy schedule to accompany Credit Union Youth Officer Tracy Hynes to all the local schools in the area.

Everyone was delighted to see Santa who was in wonderful form.  Santa told the Children that It has been snowing for some time at the North Pole and that the elves are working around the clock to have all the toys ready for Christmas Eve.

Students from Dromakeenan National School gathered in Golden Grove Woods to welcome Santa Claus.  Santa who was a guest of Roscrea Credit Union, arrived at the school in the local fire engine and he was given an escort by the local Gardaí

Santa also reported that the Reindeer particularly Rudolf was in great form. He said Dancer and Comet had put on a little weight during the year and have to eat low-fat oats for a while until they are at flight weight again. Santa said he needed all his reindeers in fit and flying form as he doesn’t have time for too many rests on Christmas Eve as it takes all night long to go all the way around the world delivering toys.

Students from Coolderry National School give their approval to a visit by Santa Claus.  Santa arrived at the school, compliments
of Roscrea Credit Union.

Finally Santa and Tracy wished everyone a happy Christmas and reminded everyone to leave out a few Carrots for his reindeer and a piece of cake for himself on Christmas Eve night.


The students of Scoil Eoin sing a song for Santa during his visit to the school.  Santa arrived at the school thanks to an invitation from Roscrea Credit Union.

The residents of Assumption Park gathered recently to thank the staff and directors of Roscrea Credit Union for their generous contribution toward a new flower bed for the park.  Assumption Park was just one of many local residential areas to benefit from Credit Union sponsorship in 2007. 

The staff and directors of Roscrea Credit Union were delighted with their recent visit to Ashbury.  The Credit Union who sponsored Ashbury Residents Association were thanked for their generous contribution towards
a number of projects in the local areas

Directors and Staff of Roscrea Credit Union visit the residents of Limerick Street, Roscrea, to congratulate them on their fantastic contribution towards the tidy towns effort in 2007. Much of the work was made possible thanks to a generous sponsorship contribution from Roscrea Credit Union. 

Click Here For A Full Report From The 2007 Annual General Meeting 

The AGM took place in Grant’s Hotel on Friday the 19th of December.


The Board Of Directors And Supervisors Of Roscrea Credit Union Pictured At The Annual General Meeting


Members Of Roscrea Credit Union At The AGM

New Year Offerings From Roscrea Credit Union

Car Loan:

A car loan for the amazing rate of 7% (7.2% Apr) giving you the freedom to shop around for your dream car. 

Example:  10,000.00 over 5 years costs just 45.58 Per Week

Educations loan:

Whether you’re a fresher or a mature student, further education can be tough without having to worry about finances.  Our 6% (6.17% Apr) Education Loan will take a load off our mind.

Example 2,000.00 over 5 years costs just 20.41 Per Week

Holiday loan:

Ever feel that if you had a little more money to spend you could turn an ordinary holiday into a more memorable one.  Well now you can with a Holiday Loan at the amazing rate of 8%. (8.3% Apr)

Example 1,000.00 over 1 year costs just 20.02 Per Week

Computer Loan:

It’s never too early to invest in a computer.  With our 5.9(6.06% Apr) Computer Loan, the whole process is child’s play – we supply the finance, you choose the computer you want, wherever you want.

1500.00 over 3 years costs just 10.49 Per Week.

Business Start Up Loan:

Starting a business, need extra finance, call Roscrea Credit Union today for details about our new 6% Business Start Up Loan (6.17% Apr)

30,000.00 over 5 years costs just 133.06 Per Week.

For more details Tel: 0505 23501 Freephone 1800 233 233 Email: info@roscreacu.ie
Web: www.roscreacu.ie
Proud Sponsors of www.roscreaonline.com

Jed Bartlet the President of the United States of America in the hit TV smash “The West Wing” became a member of Roscrea Credit Union on Thursday last in the guise of internationally acclaimed actor Martin Sheen.

Staff of Roscrea Credit Union pictured outside the Credit Union Building with the newest member, Martin Sheen

Martin Sheen is a first cousin of Liam Phelan, Corville Roscrea. Liam is a Director of Roscrea Credit Union and brought Martin to the Credit Union last week for a visit.  Martin one of Americas most celebrated and respected actors will take up residency in Ireland in September when he begins a lifetime ambition that involves studying “Philosophy and Literature” at NUI Galway.  It is also expected that he will begin working on a new film project in the area of North Tipperary and by virtue of this; he was eligible for Roscrea Credit Union membership.

 Speaking on Thursday last, Ray McCarthy CEO of the Credit Union said he was delighted that Martin had taken time out of his busy schedule to visit the Credit Union.  He congratulated Marin on his achievements to date, wished him luck with his upcoming studies in Galway and said Martin would be more than welcome back to the Credit Union and to Roscrea at any time.

 Brian King gave Martin a tour of the Credit Union facilities where time was taken to meet all the staff individually as well as any members who happened to be on the premises doing business.  Martin commented on how modern the Credit Union was and said he was completely taken aback by the warmth, kindness and generosity extended to him by both the staff and the members that he greeted on the main floor.  Martin was also astounded by the tremendous work the Credit Union has undertaken in the community over the years, such as the support it extends to local clubs and organisations as well as initiatives it has taken in projects such as “Roscrea Swimming Pool” and www.roscreaonline.com etc.  Martin said while the bigger Credit Unions in America might have more financial leverage than Credit Unions in Ireland he said using Roscrea Credit Union as an example there was plenty that Credit Unions from the United States could learn.  A vote of confidence by such a man idolised the world over was another tremendous boost for all associated with Roscrea Credit Union.

 On Friday afternoon Martin travelled to the Royal Hospital, Kilmainham where he received his Doctor Of Arts from the National University of Ireland, their highest academic honour.  He was described during the ceremony as “a man whose courage and vision as a talented actor are complemented by his consistent and meaningful engagement with civil society – his concerns for his country and his role in the wider international community”.

 Martin Sheen married Janet Templeton in 1961.  They have four children, three boys and one girl all established and well known actors in America including Charlie Sheen, Emilio Estevez, Ramon Luis Estevez and Renee Estevez.  He announced himself to the world in the classic 1979 film “Apocalypse Now” starring none other than Marlon Brando amongst others and directed by Francis Ford Coppola famous for the “Godfather” trilogy.  Martin also stared in numerous other television shows and films including “Wall Street”, Hot Shots! Part Deux and The American President.  Martin also has a star on the famous Hollywood Walk Of Fame in California. Its good to see an established financial and community organisation like Roscrea Credit Union attracting the attention of the stars!.

Roscrea Credit Union recently introduced a “Western Union Service” for the reliable, safe, fast and convenient way of transferring money around the world. Millions of people trust Western Union for peace of mind.  If you would like to find out more please contact Roscrea Credit Union on (0505)23601.

Local Sculptor Werner Groll unveiled his latest sculpture entitled  “Growing Up Together” at a special ceremony in Roscrea Credit Union recently.

His son Luckas who is growing up in Roscrea inspired Werner’s latest piece.  Werner, tells us that Luckas has friends from many different countries and the sculpture reflects the multi-cultural society that we now live in.  Werner feels it is important that local people in particular embrace the changes that Roscrea is living through.  Werner said he drew lots of inspiration from the recent Aonach Ros Cré Festival where the organisers made every attempt to involve as many nationalities as possible in the week’s festivities.  Through this latest creation Werner is calling on people to be more open minded and indeed more open armed to all the new nationalities that are part of our town.  He said Roscrea is now home to people from many different countries with many different skills to offer.  Werner says it is perhaps a little unfortunate that not more people are encouraged to come forward and share their skills with the community.  He said he hoped that his sculpture at Roscrea Credit Union would also serve to motivate some of these highly skilled people to come forward and use their talents on a more regular basis.

Pictured at the launch of Werner Grolll’s latest sculpture entitled “Growing Up Together” are L/R Werner Groll, David Donnelly, Martha Hogan, Ena MacMahon, Brian King and Ray McCarthy. 
The piece can be viewed at Roscrea Credit Union. 

“Growing Up Together” took almost two months of intensive work to complete.  It is the second outdoor piece that Werner has created and like the other wonderful piece which is located outside Roscrea Library “Growing Up Together” has a special light feature which greatly enhances the overall visual impact of the sculpture.  This particular piece of sculpture also has the honour of been the first piece that Werner has designed at his new studio which is located on the grounds of the old bacon factory in Roscrea.

Since his arrival in Roscrea, Werner has read a lot of material on the town and its history. He quickly identified that Roscrea has a great past providing him with lots of inspiration to create some wonderful pieces of sculpture.  These pieces are located at various premises throughout the town and it is hoped that with the right support Werner will establish over the next number of months the first ever sculpture tour of Roscrea.  Werner also has a long term vision that if enough funding is secured he as the towns resident sculptor would be willing to design more innovative pieces that could be placed in strategic positions around the town such as local schools, the roundabouts, the approach roads and the housing estates etc. By embarking on such a project Roscrea would no doubt reap the benefits, particularly those in tourism who would have something very unique to offer potential visitors to the town.

David Donnelly Chairman of Roscrea Credit Union and Werner Groll enjoying Werner’s latest sculpture which is on display in Roscrea Credit Union 

Werner would like to thank Ivan Hastings, Roscrea Chamber Of Commerce and particularly Roscrea Credit Union for all their help with his latest sculpture.  Werner said it is fitting that the Credit Union host this particular piece.  He said the Credit Union as an organisation helps its members to grow and develop while at the same time helping the community to advance and progress.  Werner acknowledges the tremendous support he has received from the Credit Union to date and hopes that the Credit Union will continue to pioneer projects in the community for many more years.   All are welcome to Roscrea Credit Union to view Werner’s latest creation at their own leisure.  For more on Wenrer check out his webpages on roscreaonline by clicking here.

This question is certainly one of the most popular we have to address on a regular basis in the Credit Union.  For a start we would like for to dispel the myth that you can only borrow three times your savings balance.  Many people fall into the trap of believing this to be the case. It is not that simple.  While this may have been a factor many years ago it is certainly not how we do things today.  Our very experienced Loan Officers and Credit Committee members consider a number of variables before granting a loan, such as the loan purpose, the members borrowing record if he or she has borrowed from the Credit Union before etc. 

However the most important factor to be considered is the member’s ability to repay the loan.  If the Credit Union is satisfied you have the means to repay your loan your application will more often than not be looked at favourably.  Every loan application is treated on its own merit and be assured each application is given the consistent and proper consideration it deserves.  Our new Finance Management Initiative which will be introduced by our Credit Control Officer in the coming weeks will help people who are borderline for loan approval to weigh up the merits of how much they need to borrow and how much they can afford to repay etc.  We also have a pre loan approval service so if you would like to have a loan passed before shopping around for your new car, a computer, a holiday etc just call us on Freephone 1800 233 233 and our staff will be delighted to be of service. 

Remember Credit Union loans do not incur any hidden transaction fees.  Interest rates are calculated on the reducing balance of the loan meaning you pay less interest as the life of your loan decreases unlike other financial institutions.  We are also very flexible with our repayment schedules.

No Bank Charges
No hidden fees or transaction charges
No Administration Charges
Repayments calculated on the reducing balance of the loan. This means smaller interest repayments as you repay your loan
Repayment terms to suit your particular circumstances
Flexibility -you can repay the loan earlier or make larger repayments than agreed with no penalty
Repayment protection insurance is available as an optional extra
Friendly And Efficient Service
Additional lump sum repayments accepted with no penalty